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What Our Customers Say

Shared Ownership case studies with Family Mosaic

We have collected a selection of case studies for our Shared Ownership properties. We know that it can be a daunting prospect to buy your first home, so it is always nice to hear that similar people have gone through the same process. Find out from other people their experience of buying a Shared Ownership home with Family Mosaic below.

If you are interested in becoming a case study and telling us about your experience of buying Shared Ownership with Family Mosaic, please contact our team by email to sales@familymosaic.co.uk.

Jamie - "I think it is essential that all first time buyers struggling to get onto the property ladder consider Shared Ownership."
Shared Ownership case studies at Family Mosaic

Shared Ownership case studies with Family Mosaic

Daniele - It’s the best way to get on the housing market in our opinion

"We spend less now than we did renting before"

Daniele Tacconi, a project manager working in central London, has recently purchased his first property through Family Mosaic’s Shared Ownership scheme at Drayton Place, West Ealing. Daniele and his partner Monica, a Content Editor who works in West Ealing, together they have been searching for their first home in London. Drayton Place offers large floor-to-ceiling windows leading to views over neighbouring Drayton Green Park – an abundance of beautiful four-acre green space on their doorstep.

Daniele and Monica were prone to a noisy environment whilst previously living in Ealing Broadway. Daniele comments: "When we were living in Ealing Broadway, it used to be very noisy and we were keen to find somewhere calmer. Little did we know we would find this calmness just a few minutes away. We had been searching the property market when we found Drayton Place. As we lived so close, we would regularly walk past and watch over the months as it came together. We had a look around at the first opportunity and loved the interiors. We found tranquillity in West Ealing and we couldn’t be happier."

"Family Mosaic were so flexible and completely committed to helping us move into our first home"

On-going struggles of soaring house prices and demand for large deposits continues to make it difficult for first time buyers to get on the property ladder. Daniele continues to say, "It can be hard starting in London as a first time buyer but the Shared Ownership scheme at Drayton Place is a great way to do it; we spend less now than we did renting before. It’s the best way to get on the housing market in our opinion."

Daniele and Monica bought their two bedroom property at the beginning of 2016 and comment on the buying process; "Family Mosaic were so flexible and completely committed to helping us move into our first home. We could not recommend them enough as they provide buyers with excellent service and recommendations."

Drayton Place has been built with the intention of maximising light throughout each apartment, creating a bright and airy space for its residents. Along with this, each home is completed to a high specification with fully integrated appliances including a Zanussi oven, ceramic hob, telescopic extractor hood, fridge freezer, kitchen units by Manhattan, along with Oak laminate wood flooring.

"We had a look around at the first opportunity and loved the interiors"

Launched in Autumn 2015, Drayton Place offers a stylish selection of eight 1, 2 and 3 bedroom apartments available through Shared Ownership, with transport links that are second to none. Direct trains run to Paddington every 15 minutes and the Central and District tube lines are just one stop away at Ealing Broadway. The Crossrail is due to arrive in 2019, making central London even easier to travel around, a prospect that Daniele is very excited about: "It is excellent that West Ealing will be served by the Crossrail. It will cut down my commute to work in Soho significantly."

Daniele - Shared Ownership case study

Daniele - Shared Ownership case study

Ultan - First Time Buyer climbs to full home ownership

Shared Ownership is becoming an increasingly popular route onto the property ladder for first time buyers.

Through our experience with housing Londoners over the years, Family Mosaic is now witnessing residents reaching full home ownership through Shared Ownership. One of these residents is 35 year old Ultan Molloy who purchased a flat in North London over four years ago and has now staircased to full home ownership.

Ultan, an engineer for the BBC originally purchased his home at Aquarelle House in Islington through Shared Ownership in December 2011. He bought 45% of the property which cost £275,000 at the time.

The value of Ultan’s home has now significantly increased along with his equity, allowing him to remortgage and reap the benefits. With the addition of his personal savings, Ultan has been able to staircase up to full ownership of his one bedroom upper ground floor flat with terrace. He describes the process of buying his home through Shared Ownership as a simple experience.

Ultan says: 'I think that there was a lot of stigma around Shared Ownership when it was first announced as no-one really understood what it was or how it worked. I went and spoke to a Family Mosaic expert who broke it all down for me, and along with my own research, gave me the confidence to buy my own home.' He went on to say: ‘It was very straightforward to staircase to full home ownership once I had acquired enough money.’

With a lively and friendly community around him, Ultan is happy that he has a place to call home as his job often takes him around the world to locales including Ukraine, South Africa and Iraq. He says that he could not have possibly purchased his apartment without Shared Ownership, and comments: ‘I think it’s a great way to get onto the property ladder as I literally would not have been able to otherwise. I was determined to live in Islington as I’ve rented here for 7 years and know the area well; I never thought I’d actually be able to own property here with the current prices though. My friends are looking for their own homes too now after seeing mine.’

Aquarelle House is located in the heart of Islington in thriving North London. The development comprises 1, 2, and 3 bedroom homes all boasting a modern specification in a great location. Situated next to the picturesque Regents Canal, residents can benefit from the zone 1 location with Angel tube station just minutes away from the development.

Ultan -Shared Ownership case study

Ultan -Shared Ownership case study

Dzifa - Independent living for disabled homebuyers

Shared Ownership disabled units

Access to a quality home adapted to suit those with disabilities is often hard to find in London, especially one that is affordable.

That's why Dzifa Ahadzie was so pleased to purchase her apartment through Shared Ownership with Family Mosaic and obtain a home that was easily adapted to meet her specific requirements.

The 29 year old health worker, who uses a wheelchair due to a chronic health condition, purchased her Shared Ownership apartment with Family Mosaic, happy in the knowledge that her independence would flourish at this specially adapted two bedroom ground floor property.

Dzifa explains: "I was previously living in Merton in a social housing property that didn't suit my needs. I felt isolated, as I relied on someone to help me travel from the first floor to the ground floor. It was also quite a distance from my friends and family. I was so relieved to discover I could get on the property ladder, and be in a home that enabled me to be more independent."

"An occupational therapist and a member of the Family Mosaic team assessed my new home to ensure it would meet my needs. Although the property had large doorways for easy access, I was surprised to learn they were going to create mod cons just for me! I now have a remotely controlled hob which lowers to allow me to cook, and with a touch of a button I can open my windows and doors! My close friend and carer lives in the next bedroom, which eases any worries I may have, and If I'm having a bad day, I know she is there to help."

Ben Mole of Family Mosaic says: "Family Mosaic prides itself on giving people a helping hand onto the property ladder and providing new, affordable properties that can be adapted to suit the buyer's requirements is essential to ensure that we really are offering something for everyone and that no one is excluded from home-ownership."

Dzifa -Shared Ownership case study

Dzifa -Shared Ownership case study

Jamie - Shared Ownership helps First Time Buyer onto the property ladder

After years of renting in London, last year 30 year old Graphic Designer Jamie decided to take his first step onto the property ladder. Having lived in Dalston, East London for several years, he was keen to stay in the area.

With Hackney now one of London’s most popular boroughs to live in, the area has seen property prices increase by 17% in the last year alone, leaving buyers like Jamie feeling priced out of the local market.

“I love Dalston, as it is such a vibrant, creative part of London. But when I started looking for flats in the area, there was little choice within my price range. I felt a little out of the loop at times, with the market moving so quickly, whenever a property did become available, it was quickly snapped up.”

After seeing Family Mosaic’s Shared Ownership development, Roseberry Place, advertised in the local area, Jamie started to investigate the part buy, part rent scheme further. The development offered everything he was looking for; central location with an impressive specification.

“The sales team at Family Mosaic were incredibly helpful. I had heard about Shared Ownership in the past, but didn’t think I would be eligible having only rented in the area for a few years.”

Own a share of your property with Shared Ownership

With the help of the government backed initiative, last year Jamie realised his dream and bought 30% of a one bedroom apartment at Roseberry Place. Situated just minutes from Dalston Junction, the development offered buyers like Jamie a plethora of trendy cafés, shops, bars and restaurants. The newly completed overground station also means quick and convenient access to the City.

“I think it is essential that all first time buyers struggling to get onto the property ladder consider Shared Ownership. Friends often ask if it’s inconvenient only owning a share of the property, but the truth is I have gained a huge amount from choosing to part buy, part rent.

Through Shared Ownership, I have been able to buy a centrally located one bedroom flat, with all the mod cons I need. Before speaking to Family Mosaic I thought it would be impossible to buy in zone two, but now I am celebrating my first year as a homeowner!”

Jamie - Shared Ownership case study

Jamie - Shared Ownership case study

Adam - Affordable London living with Shared Ownership

In 1995, it took London buyers just 11 months to save a deposit for their first home according to research by Barclays. Today it takes an average of ten years. This shocking statistic is what Adam Balcerek (42) was faced with when he wanted to stop renting but did not have a large enough deposit to obtain a mortgage. That was until he found Family Mosaic’s Resale Shared Ownership which enabled him to purchase a two bedroom apartment in Bermondsey.

Adam comments: “Not long after my son Gabriel was born, my girlfriend Sylvie and I needed to move from our one bedroom apartment; we also wanted to stop renting but didn't think there was any chance for us to buy a home. And then I found out about the Shared Ownership scheme with Family Mosaic – it was a dream come true.”

“We are now so excited to be in our two bedroom apartment, knowing that each month we are contributing towards a property that we could own outright one day. There is also much more space for our son, Gabriel. He’s only 1½ but is so happy every time we take him for a walk around Canada Water.”

The Family Mosaic Shared Ownership scheme offers buyers a great opportunity to get on the property ladder.

You choose an apartment at one of its developments and buy the share you can afford. You can start by purchasing as little as 30% and increase your share at any time all the way to 100% and outright ownership. You will pay a Government subsidised rent on the remaining share of the property.

Adam concludes: “We’re so happy we are finally paying towards a mortgage. We never thought we could get such a lovely place in this location, even the government subsidised rent we are paying is lower than when we privately rented.”

A great example of a re-sale shared ownership property like Adam’s, would be Oregon Building off Beck Close in Deals Getaway. It’s a bright and modern one bedroom apartment situated on the 2nd floor in a 4 storey block development, built in 2004.

This property is well situated a few minutes’ walk from the local shops at Deptford High Street and only a short bus ride away from Lewisham shopping centre, and close to Greenwich and Blackheath. The development boasts attractive communal spaces, an on-site convenience store and a bar/restaurant.

With bright airy interiors complete and newly fitted carpets, this home boasts a wide entrance hall leading to a spacious lounge with an open-plan kitchen and Juliet balcony overlooking to the front aspect. The kitchen is fully fitted with vinyl flooring, a modern oven, hob & extractor, beech coloured wall units and dark grey colour granite effect worktop.

Oregon Building was priced from £190,000 and the minimum share value was £47,500. To qualify for this property with Shared Ownership the minimum single income required was £21,247 or a joint income of £23,283.

Adam - Shared Ownership case study

Adam - Shared Ownership case study

Alia - Affordable Shared Ownership properties in Hackney

Where in London can you purchase a luxury riverside apartment on a minimum salary of £17,000? With the average household income in London of £26,156, securing an apartment on the river was proving increasingly difficult for first time buyers in N16. Rental prices in the area for a one bedroom property averaged at £820 a month as of December 2009 which would even leave those earning a salary of £25,000 a year with just a few hundred pounds for bills.

At Oak Wharf situated along the banks of the River Lea, Family Mosaic launched a development of 27 modern one, two and three bedroom apartments off plan in May 2009 with the show home opening in August 2009. For single purchasers on a minimum salary of £17,000 riverside living finally became affordable with an approximate monthly cost of £660.00 a month, saving £160 on average rental prices in the area.

Available through Shared Ownership, apartments at Oak Wharf started from just £43,125 for a 25% share of a one bedroom apartment based on a full market value of £172,500.

The most expensive property available at the development was the three bedroom penthouse which was £68,750 for a 25% share of the full market value of £275,000. This property was purchased by a couple working in east London with a joint monthly income of around £45,000. Their monthly cost would be approximately £994.79 including mortgage, rental and service charge. The average rental price for a three bedroom property in the same area was around £1,322 at the beginning of 2010, providing them a saving of around £327.21.*

*Source www.nestoria.co.uk

Alia Sulaiman purchased an apartment to live in with her son at Oak Wharf. Alia comments: “I chose to live at Oak Wharf as it has much more to offer than other new builds in the area in terms of design, specification and location. I was really surprised by the high level of specification, particularly for a shared ownership apartment.”

“I love living by the river! The tranquil surroundings make it a pleasure to come home to. It is a great location for work too. I work in Tower Hamlets which is just a bus ride away but hope to cycle to work when it gets a little warmer. Its proximity to the shops is excellent, plus if I want to go into central London, I can be there within minutes! I could not have chosen a better place to live at such an affordable price.”

Oak Wharf is ideally located within walking distance of three stations – Seven Sisters is on the London Underground Victoria line, offering fast and convenient connections – 10 minutes* to King’s Cross and St. Pancras International (Eurostar terminus), and 15 minutes* to Oxford Circus. South Tottenham serves the Gospel Oak to Barking line, which is a convenient connection between North and East London. Nearby Stamford Hill Railway Station runs a regular train service into Liverpool Street. There is also a good choice of bus routes in the local area, which run regular services into Central London, with destinations including London Bridge, Waterloo, Euston, King’s Cross and Oxford Circus.

Alia - Shared Ownership case study

Alia - Shared Ownership case study

Ben - Family fortunes improve with Shared Ownership at Dakota House

One delighted buyer at Family Mosaic’s Dakota House scheme in Croydon is living up to the developer’s name, if not to the archetype of a first-time buyer: Ben Anawachagul has purchased a two-bedroom flat with his mother. Ben, 20, and Sue Anawachagul have taken advantage of Family Mosaic’s Shared Ownership initiative to buy a 25% share of the £169,000 flat, taking out a mortgage for £42,250 and paying rent on the remaining 75% value with the option of buying it over several years.

‘This is great for both of us, so I’m doing this with and for my mum,’ Ben says. ‘In a couple of years I hope to take out a full mortgage and buy a place with my girlfriend, but having been in my job a short while it would be too much for me at the moment. Shared Ownership is the perfect solution for us.’

Ben and Sue previously lived in Bournemouth and have been renting in Croydon for the past six years. ‘When we both got jobs locally’ – Ben as a Police Community Support Officer with the Metropolitan Police and Sue with the Home Office – ‘we decided the time was right to take on a mortgage.

‘We looked at other developments, but they were overpriced and too small. Then we found Dakota House on the internet, and the timing was perfect. We now have a beautiful flat with great views and a very good quality finish. We absolutely love it. And the buying process was a really good experience – just six weeks from viewing the flat to moving in.’

The Anawachaguls’ apartment features an open-plan kitchen/living room and a private terrace. Its fixtures include a Zanussi free-standing fridge/freezer, a washer/dryer, and Electrolux oven, hob and extractor. Bathrooms feature wall-mounted thermostatic shower mixers and Myson heated towel rails.

All of the properties at Dakota House have now sold, however, Family Mosaic have more available properties listed in our Property Search section.

Ben - Shared Ownership case study

Ben - Shared Ownership case study

Kathy - Canadian first time buyer puts down roots in poplar

Having rented at five different London addresses in the last five years since moving to the UK, 35 year old Financial Analyst, Kathy Schroeder realised that the money she was spending on rent could be used to purchase her own property through Family Mosaic’s shared ownership scheme available at New Festival Quarter, E14.

Kathy comments: “I grew up in Winnipeg, in the middle of Canada. I have always enjoyed travelling and have lived in three different cities over the past decade; Zurich, Sydney and now London. After renting in London for past five years, I felt it was the right time in my life to settle down. Initially I planned to buy in Tower Hamlets to stay near my friends but after finding out about the Family Mosaic shared ownership scheme, I booked a viewing at New Festival Quarter.”

“As soon as I walked into the show apartment, I knew I had found my next home. I cancelled all other property viewings for that week as it was everything I was looking for. It was a bright, modern one bedroom, one bathroom apartment with a generous open plan kitchen and lounge area leading to a double balcony. The well-equipped gym in the building and 24 hour concierge service were a wonderful benefit. I was also drawn to the guarantee that comes with a new build property.”

The shared Ownership scheme available through Family Mosaic ensures their apartments represent unbelievable value for money. You can start by purchasing as little as 25% and increase your share at any time all the way to 100% and outright ownership. You will pay a Government subsidised rent on the remaining share of the property. It’s a great alternative to renting as often the combined monthly mortgage payments and Government subsidised rent is lower than for private, rented accommodation.

Kathy concludes: “It’s only a 25 minute bus ride to work near the Tower of London, and on a sunny day just an hour’s walk. Being close to the DLR, Jubilee line and Thames Clipper is also an advantage. The best thing about my new home is the knowledge that my monthly expenditure is going towards buying the equity in a property, rather than to a landlord. I am so impressed by the shared ownership scheme that I recommended it to two of my friends who are moving into their new flat in the next month!”

New developments such as New Festival Quarter, Family Mosaic’s flagship affordable scheme in E14, offer a safe place to live and transport links are second to none. Prices start from £85,750 for a 35% share of a one bedroom apartment based on a full value of £245,000. Two bedroom apartments start from £114,625 based for a 35% share based on a full value of £327,500.

New Festival Quarter is a collection of one and two bedroom apartments in Poplar. It’s located a short walk from Langdon Park and All Saints DLR stations from where it’s just seven minutes to Canary Wharf and nine minutes to Stratford, making it an ideal commuting base. This contemporary new development offers an impressive selection of on-site amenities not usually found in affordable housing, including a 24-hour concierge, private gym and residents’ roof garden.

Set across four buildings, New Festival Quarter is designed as a truly contemporary new community that echoes some of the ‘Festival of Britain’ architecture of the former Lansbury Estate where it is situated. All of the apartments feature generous external spaces in the form of terraces or balconies, some offer a dual aspect and some of the apartments feature en-suite bathrooms to the master bedroom.

Interiors are finished to a high standard, with sleek contemporary kitchens including fully integrated Zanussi appliances, stylish white bathroom suites and oak finish timber flooring. For peace of mind each home is fitted with a video entryphone system. Consideration for the environment is also taken into account, so energy efficient heating and lighting is installed, meaning lower utility bills for the homeowner.

New Festival Quarter is ideally located for shopping, nightlife and leisure time. Locally Chrisp Street Market offers an array of fresh produce, while further afield Westfield Stratford City, Europe’s largest urban shopping centre, is a shopper’s paradise. For something more relaxing, green open spaces of Bartlett Park are on the doorstep.

Kathy - Shared Ownership case study

Kathy - Shared Ownership case study

Neil - Never too late for a fresh start at Millbrook Road

Fancy renting a period character apartment in one of London’s coolest enclaves? That’ll set you back around £1,000 per month. Fancy buying one? You can for roughly two-thirds of that, as Neil Mountain found when he discovered Family Mosaic’s Millbrook Road development, a careful refurbishment of terraced houses that forms a collection of three one-bedroom, three two-bedroom and two three-bedroom apartments situated on a quiet residential no-through road.

‘I’m still pinching myself,’ says Neil, 49. ‘I can’t believe I’m living somewhere with such a real vibe and buzz. I was incredibly lucky to find it.’

Neil had lived for the past 24 years in a council flat. Earlier this year he was given four weeks’ notice to leave, so had to find a new home fast. A friend told him about the Millbrook Road development and Family Mosaic’s affordable shared ownership scheme, and Neil’s parents helped him with the deposit.

‘My tenancy of the previous flat was somewhat tenuous,’ he admits; ‘it’s a huge relief to have the security and peace of mind of my own home at last. I bought 25% of a £190,000 flat – that’s £47,000. I pay rent on the remaining 75%, and a service charge, but even combining my mortgage repayments, the rent and the service charge I’m still spending only £670 per month – a huge saving on rents in this area.’

Neil chose the lower ground-floor apartment at Millbrook Road, formerly the development’s show home. It came equipped with integrated oven, hob, extractor fan, fridge/freezer and washer/dryer, fitted carpets in the bedrooms, and a thermostatically controlled shower in the bathroom.

And, most unusually at this price, the flat has its own private garden – ‘a fantastic size, about 20 metres long!’ according to Neil.

Neil, who manages a hairdressing salon in Clapham, moved in to his new home on 4 June, three months after his first viewing. ‘Family Mosaic were absolutely fantastic,’ he says. ‘I took all their advice, used their people and did as I was told. I’ve heard of other people buying shared ownership and there has sometimes been a problem somewhere along the line. But I had nothing but a positive experience.’

With a growing reputation as one of London’s most exciting areas, Brixton has become a magnet for trendy young Londoners, pushing average rental prices to £1,000 a month for a one-bedroom apartment. As well as a vibrant entertainment scene, which includes the famed Brixton Academy, Brixton offers superb tube access to Victoria, Oxford Circus and Kings Cross St Pancras in under 20 minutes.

All the apartments in Millbrook Road have now been sold however, Family Mosaic have more available properties listed in our Property Search section.

Neil - Shared Ownership case study

Neil - Shared Ownership case study

Rebecca - Shared Ownership is no longer a secret in Canary Wharf

With the average price of an apartment in Canary Wharf nearing a staggering £490,000[1], Rebecca Vargassoff (28) thought she would be renting for life. Then she found out about the re-sale shared ownership scheme with Family Mosaic.

Rebecca comments: “Just last year I was renting with a friend with no hope of moving out and here I am sitting in my own apartment in the best location. I did consider purchasing on the open market, but I would have been mortgaged up to my eyeballs! With shared ownership I can afford to live and enjoy the amazing area where I live. I just have to hop on the tube and I’m where I need to be. I really enjoy visiting the local bars and restaurants at the weekend.”

"Now I know how the scheme works, a couple of my friends are feeling quite jealous and want to know how I have done it! I’m more than happy to let them into what seems a big secret!"

You might imagine that an apartment in such a location would be near the top of the price scale, but Family Mosaic’s shared-ownership scheme means that their apartments represent unbelievable value for money. You choose an apartment at one of its developments and buy the share you can afford.

You can start by purchasing as little as 25% and increase your share at any time all the way to 100% and outright ownership. You will pay a Government subsidised rent on the remaining share of the property.

It’s a great alternative to renting as often the combined monthly mortgage payments and Government subsidised rent is lower than for private, rented accommodation.

A great example of a shared ownership property like Rebecca’s, would be New Festival Quarter, a collection of one and two bedroom apartments in Poplar.

It’s located a short walk from Langdon Park and All Saints DLR stations from where it’s just seven minutes to Canary Wharf and nine minutes to Stratford, making it an ideal commuting base. Set across four buildings, this contemporary new development offers an impressive selection of on-site amenities not usually found in affordable housing, including a 24-hour concierge, private gym and residents’ roof garden.

All of the one and two bedroom apartments feature generous external spaces in the form of terraces or balconies. The interiors are finished to a high standard, with sleek contemporary kitchens including fully integrated Zanussi appliances, stylish white bathroom suites and oak finish timber flooring.

Homes at New Festival Quarter were priced from £84,000 for a 35% share of a one-bedroom apartment with full market value of £240,000, based on a minimum single income of £32,038.

[1]http://www.foxtons.co.uk/living-in/canary-wharf/house-prices/

Rebecca - Shared Ownership case study

Rebecca - Shared Ownership case study

Robyn - Shared Ownership and the city

Robyn Lee thought that living in the heart of Angel would be restricted to those with high salaries, who had big deposits and could afford large mortgages. The latest figures show that £72,760 in savings is needed to provide a 20 per cent deposit. The prospect of homeownership seemed unattainable to Robyn until she discovered a re-sale Shared Ownership property with Family Mosaic, a property that the existing Shared Ownership owner wanted to sell.

The Account Manager comments: “I was looking to move for around a year but without a large deposit I felt I had no option but to continue renting. It was only when a friend recommended Shared Ownership that I started to take the search more seriously. It took three days from the night I viewed my new apartment, to the day my offer was accepted. I couldn’t believe how quick it was to secure my new home. Now I’ve spent my time doing the fun things like decorating!”

“The great thing about choosing a re-sale Shared Ownership property was that I could speak to the previous owners and find out more about the area, understand what bills they are paying and see how they’ve used the space for their furniture. It gave me a lot of confidence that this was my ideal home.”

“I’m now only 35 minutes door to door from my home to work and I love it. I’m now within walking distance of the local pubs, restaurants and bars! Just the other day, I found real pleasure in the novelty of walking to the local Waitrose to pick up ingredients to make dinner for my friends.”

You might imagine that an apartment in such a location would be at the top of the price scale, but Family Mosaic’s shared-ownership scheme means that their apartments represent unbelievable value for money.

You can start by purchasing as little as 25% and increase your share at any time all the way to 100% and outright ownership. You will pay a Government subsidised rent on the remaining share of the property.

It’s a great alternative to renting as often the combined monthly mortgage payments and Government subsidised rent is lower than for private, rented accommodation.

Robyn concludes: “I never thought I could afford to live in Angel, and here I am looking forward to the summer. I can’t wait to sit on my balcony and enjoy the fantastic canalside views!”

A great example of a re-sale shared ownership property like Robyn’s would be Academia Way, a collection of one bedroom apartments. The property forms part of a purpose built 3 storey block built approximately 5 years ago.

The re-sale apartment features a wide hallway with built-in storage leading to a spacious lounge with doors to the front patio garden. The kitchen is fitted with a generous range of base and wall units, matching work tops, integrated Zanussi electric oven and a gas hob. Upstairs there is a modern bathroom, with both bedrooms benefitting from views to the communal garden.

For those who enjoy the outdoors, there are three picturesque reservoirs located a short drive from the apartments, one with a neighbouring golf course, as well as the greenery of the Tottenham marshes.

Access to the nearest train station, White Hart Lane is just a 10-minute walk from the apartments, making it a great hub for commuting around London.

Prices for Academia Way were £185,000 for a minimum share value of 45%.

Robyn - Shared Ownership case study

Robyn - Shared Ownership case study