Shared Ownership

How does it work?

You may part buy a share in a home from 25% up to 75% initially, and pay a subsidised rent on the part you don't own.  You may, if you wish, buy further shares until you eventually own outright.

We sell new build and occasionally refurbished properties and we also refer buyers to existing shared owners who are ready to sell their share to a new buyer.

Who can buy?

Anyone who cannot afford to buy a suitable home on the open market may apply as long as their total household income is lower than £60,000 per annum.

You must apply to the local Homebuy Agent, who keeps the central register of applicants who wish to be considered for government funded affordable housing.  We will only offer part buy, part rent properties when we have received an approved registration from the Homebuy Agent.

For London, click here (you will be taken to another website)
For Essex, Surrey and Kent, click here (you will be taken to another website)

Priority is given to those who are giving up a council or housing association tenancy and to key workers who meet the eligibility rules set by the government.

Usually, priority is given to those who live or work in the borough where the property is to be sold.  This is known as the nominating borough and they will set the priority order for the properties to be allocated.

Detailed terms of eligibility can be obtained from the Homebuy Agent and priorities for allocating our properties from Family Mosaic.

How to apply for a Family Mosaic part buy, part rent property

Step 1 - Register with your local Homebuy Agent and obtain a registration number.

Step 2 - Find a property, or development that you like, using our search options.

Step 3 - During office hours, call us on 020 7089 1315 or register your interest online.